Harriett Baldwin debates the technical aspects of the Bill and the need to ensure that all victims are fairly compensated and none are not discriminated against by an arbitrary cut off date. Harriett Baldwin (West Worcestershire) (Con): My hon. Friend is obviously extremely knowledgeable on this subject. Does he agree that this is perhaps not so much a question of a specific date as of whether or not a policyholder was trapped? If they are trapped, there is absolutely nothing they can do about it. Bob Blackman: That is clearly where our moral duty arises. If policyholders are trapped and cannot adjust their position, they are unable to rectify the damage that has been done. | Hansard